7:30 – 8:30 a.m.

Breakfast in the Exhibit Hall

7:30 – 8:20 a.m.

Sponsored Breakfast Workshops

Holistic Savings Achieved! HSA means more than you think. Learn how to prepare employees for a more rewarding retirement.

Most employees agreed they’d choose an HSA-eligible plan if offered with their benefits according to HSA Bank’s annual open enrollment experience survey. With more employees enrolling in HSAs there’s an opportunity to emphasize the value of this account to not only pay for healthcare expenses now, but to save for the long term.

• Find out how employees make benefit choices during open enrollment.
• Get tips to support benefit plan choices for better outcomes.
• See the connection between HSAs and retirement readiness.
  What could HSA mean for your employees?

Scott MacDonald, Managing Director, Sales-East, HSA Bank

Sponsored by

401k Industry Innovations

In an evolving retirement industry, plan sponsors must pivot through changes in legislation and retirement needs to best serve their participants. Come listen to some of the industry’s top innovators and learn more about cutting-edge ideas. This session will include a discussion around the latest trends in retirement as well as some new solutions in guaranteed income that help bridge the gap to success. The session will include:

Insights from the 10th Annual Plan Sponsor and Participant Survey with Glenn Dial, Senior Retirement Strategist at America Century Investments. In 401k plan Guaranteed Income innovation and a plan sponsor case study from Income America’s President, Matt Wolniewicz, and SS&Cs Ryan Grosdidier.

Glenn Dial, Senior Retirement Strategist, American Century Investments

Ryan Grosdidier, Business Development Lead, Retirement Income Solutions, SS&C Technologies Inc.

Matthew Wolniewicz, President, Income America

Sponsored by

Invest in Innovative Communication Strategies:
Learn new creative ways to Help Your Employees Embrace Life Outside the 9-5

Learn creative ways to wake up your workforce. WARNING: This is not your average wellness discussion. Do you have a hole in your communication strategy? Donut worry, OneDigital can help! Hear from the legendary Jania Stout and Jason Chepenik on unique ways to help employees find greater happiness, do their best work, and live their best lives.

Jason Chepenik, Senior Vice President, OneDigital

Jania Stout, Senior Vice President, OneDigital Retirement + Wealth

Sponsored by

Top Trends for Plan Sponsors

Workplace retirement savings vehicles, such as defined contribution (DC) plans, are one of the  most common ways that American workers save  for retirement. DC plan programs in the United States totaled $8.9 trillion in assets as of Q3 2022,[1] representing 22% of total retirement assets in the country. This creates tremendous responsibility for plan sponsors in providing and managing retirement benefits on behalf of their employees. To help plan sponsors, we curated seven topics that we believe are top priorities for retirement programs in 2023.

1) Board of Governors of the Federal Reserve System (US), Defined Contribution Pension Funds; Total Financial Assets, Level [BOGZ1FL594090055Q], retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/BOGZ1FL594090055Q, January 6, 2023. Data as of 9/30/22.

Christopher Dall, CFA,  Head of PNC’s Defined Contribution Retirement Business

Sponsored by

Don’t Be SORRY! Prepare for the Future of Retirement Today

Life today gives people a lot of choices—choosing an employer is one. On one hand, choices are great! On the other hand: COMPLEXITY. So, how do your benefits compete for attracting and retaining talent? Do you understand that saving for and seeking to create income for retirement are on the list of things becoming more complex for your employees. It’s reached the point where people are asking for help and the volume of voices creates an opportunity to support. But who has time for everything and everyone who needs help? Join Principal Financial Group® for a panel discussion as we look at the current state of savers’ needs, how the retirement industry is evolving, and how new investment options and services can help your employees on their financial journey.

Lauren Hastings, Managing Director, Principal Financial Group

Jon Scharmer, Senior Digital Experience Consultant Retirement and Income Solutions (RIS), Principal Financial Group

Sponsored by

The Student Loan Benefits Game: Making the Right Move for Your Organization

Join the policy experts at Summer for an interactive debrief on student debt, one of the most pressing financial wellbeing topics of 2023. From Secure 2.0 matching contributions to payments resuming, hear how the unpredictable world of student loans affects your population and how to tailor a competitive and enduring program that can outlast policy swings – all while fueling up with a delicious breakfast!

Bridget Haile, VP of Operations and Customer Experience, Summer

Sponsored by

10:00 – 10:50 a.m.

Concurrent Workshops

Guess Who Can Help You Promote the Retirement Plan: How to Create Retirement Savings Champions?

Promoting your plan and the importance of saving for retirement shouldn’t stop with HR. You can magnify and amplify those messages by leveraging key influencers within your organization — company leadership and front-line “missionaries” can be savings champions as well! Find out how to get them engaged and bolster your participant engagement!

• Identify ways to train plan advocates about your retirement benefits
• Learn how to create a fact sheet and elevator pitch for leaders
• Determine ways to ascertain the effectiveness of the program

Jennifer Benford Seibert, CPSP^TM, SHRM-CP, Senior HR Manager, The San Francisco Foundation

Brad Bonno, Director of Client Services, Retirement Solutions, PNC

Gabrielle Turner, CPSP^TM, Director of Human Resources, North America, TCL

Avoid Boggling HSAs and Government Programs

Medicare, Medicaid, Social Security – all are government social safety net programs designed to aid older or disabled Americans in making ends meet. But how do these programs interact with a Health Savings Account (HSA)? This session will discuss how HSA dollars can impact government programs (and vice versa) and ways to communicate with participants on the best ways to coordinate these programs’ benefits with the HSA’s.

• Gain a better understanding of how government programs interact with HSAs
• Discover what to communicate to your participants about these interactions
• Learn the best strategies for integrating these resources

Kim Hanlon, CPP, CPSP^TM, Sr. Manager of Payroll, Supernal, LLC

Alyona Richey, MBA, CEBS, GBA, RPA, CPSP^TM, Director, HR Compensation and Benefits, Dykema Gossett PLLC

Moderator: John Doyle, Senior Vice President, Senior Retirement Strategist, American Funds

No More Trouble with Managed Accounts

Managed accounts have gained in popularity as more retirement plan participants look for alternatives beyond the standard investment fund lineup — and with a more refined approach than the standard target-date fund. If you are considering adding a managed account (or already have one) this session will help you understand the basics, along with how to protect the plan and participants (and you) from unnecessary fees or litigation.

• Understand what managed accounts are
• Learn the pros and cons of managed accounts
• Review current litigation

Barbara Delaney, Principal, SSRBA, a HUB International Company

Scott Greenman, Director of Investment Operations, The Principia

Dan Milfred, CFO & SVP, PWT

10:50 – 11:20 a.m.

Beverage Break in the Exhibit Hall

11:20 a.m. – 12:10 p.m.

Concurrent Workshops

I Don’t Have a Clue: Lost, Missing, or Non-Responsive Participants

Plan sponsors continue to struggle to locate lost participants. This session will provide some new ideas on how to chase them down.

• Learn about the Lost & Found Program to be created at the Department of Labor under SECURE 2.0
• Get up to speed on the latest techniques to track down non-responsive participants
• What to do if you are audited by the DOL

Sharon Heymans, CPSP^TM, Manager, Corporate Retirement Plans Benefits Accounting and Compliance, Occidental Petroleum Corporation

Rick Kucierk, CPSP^TM, Business/Finance Director, Christ the King Church

Rose Murtaugh , Navistar, Inc.

Moderator: Peter Lohri, Chief Operating Officer, Enterprise Iron Financial

The Game of Lifetime Income

Lifetime income (or retirement income) is the latest hot topic in the retirement space. But how can you, as a plan sponsor, evaluate whether you are able (or willing) to add plan designs to help participants ensure they achieve a steady income during retirement?

• Discover the “marketplace” of available product types
• Understand compliance and litigation risks associated with lifetime income
• Get the tools to implement a plan to evaluate potential changes to your plan

Melissa Kluchurosky, Director of Benefits, University of Pittsburgh

Tim Pitney, Managing Director, Institutional Investment and Endowment Distribution, TIAA

Moderator: Diane Garwood Garwood, CPSP^TM, Vice President, Human Resources, Horizon Bank

Sorry: It’s a ROTH World and I’m just a Pre-Tax Plan

SECURE 2.0 requires that certain catch-up contributions be deferred as ROTH. It also includes an optional provision plan sponsors could adopt that allows the participant to elect employer contributions as ROTH. This session will tackle the ins and outs of implementing ROTH (if you currently do not provide the option) and cover how to communicate the required change to catch-up and the optional provision.

• Learn from peers who have implemented ROTH the ins and outs of adding ROTH to your plan
• Hear best practices in communicating ROTH versus pre-tax deferrals
• Determine what changes must be made to your plan to render it compliant with SECURE 2.0

Brandon Diersch, Global Financial Benefits Manager, Microsoft

Annette Grabow, CEBS, CPSP^TM, Retirement Programs Manager, Sonepar USA

Adam Tremper, Offer Management Director, T. Rowe Price

Moderator: Chris McNulty, CPSP^TM, EVP, CFO & Treasurer, GNY Insurance Companies

12:10 – 1:40 p.m.

Lunch in the Exhibit Hall

1:40 – 2:55 p.m.

Concurrent Workshops

Plan Sponsor Roundtables

The plan sponsor roundtables have been held during each PSCA Annual National Conference for many years and are always dynamic and highly regarded sessions. Plan sponsors discuss pressing issues with their peers, with no providers in attendance. This gives them the opportunity for meaningful and enlightening dialogue. The discussions are led by plan sponsors, with an attorney present for any legal issues that may arise. Choose the session that is appropriate to your plan size.

Large Company Roundtable (5,000+ Employees)
Mid-Size Company Roundtable (500-4,999 Employees)
Small Company Roundtable (100-499 Employees)
Extra Small Company Roundtable (1-99 Employees)

1:40 – 2:45 p.m.

Service Provider Reception

While the plan sponsors are attending their roundtables (sorry, only plan sponsors may attend roundtables), we invite you to meet with Will Hansen, Executive Director of PSCA, to learn more about the future of PSCA.  Will will provide insight into how membership will grow and what that means for your business. Please join him in the exhibit hall at the PSCA Booth. Coffee and beverages will be available!

3:05 – 3:55 p.m.

Concurrent Workshops

It’s a Battle, Keep your Cyber Policies Seaworthy

Cybersecurity continues to be a challenge for plan sponsors but it’s becoming even more imperative to ensure your plans don’t open the door to cyber thieves. To win this war, plan sponsors and providers need to work together. We’ll show you how to fight for your participants’ financial safety.

• Know how and why you should discuss cyber issues with your services providers
• Understand the latest best practices in protecting your plan and participants against cyber attacks
• Learn about state and local privacy laws that may impact your workforce

Marjorie Mann, J.D., CPSP^TM, Senior Counsel, NextEra Energy, Inc.

Stephen McCaffrey, CPSP^TM, National Grid

Suzanne Williams, Information Security Senior Analyst II, Principal Financial Group

How to Sequence Your DEI&B Initiatives and Investment Fund Lineup

As more companies implement DEI&B initiatives at the company level, how do you, as a benefits professional, support this initiative through the retirement plan investment fund lineup? We’ll discuss the do’s and don’ts of investment fund lineups when interacting with company DEI&B initiatives. How can you support these initiatives without compromising your fiduciary duty to plan participants?

• Discover how to align DEI&B initiatives with values-based investments
• Review current regulations
• Understand how to balance value-based investing with performance

Sam Adams, CEO & Co-Founder, Vert Asset Management

Brian Tiemann, Partner, McDermott Will & Emery LLP

Charlie Wright, CPSP^TM, CPA, CMA, CFF, CGMA, CIRA, CFO, Denver Zoo

Operation Financial Wellness: Simple and Effective Programs for Participants

You have been tasked with providing a high-quality financial wellness program to your employees but have a limited budget. Attend this session and hear from your peers on easy, simple, and effective financial wellness programs and communications that can deliver results.

• Use financial concerns from employees to build an effective program
• Leverage existing provider relationships
• Identify low- or no-cost reward programs or gamification and how to measure ROI

Gillian Godjas, SHRM-SCP, CPSP^TM, Administrative Director, Belzona Inc.

Tracy Tillery, CPSP^TM, Vice President, Rewards and Engagement, WMCHealth Network

Jillian Verspyck, Managing Director, Participant Engagement, Retirement & Personal Wealth Solutions, Bank of America

3:55 – 4:25 p.m.

6:30 – 8:00 p.m.

PSCA Party on the Lawn

We’ll all make our way outside to the Falls Lawn at 6:30pm for this year’s PSCA Party! We’ve got music, tons of food and drinks along with all kinds of lawn games where you can test your skills! We’ve got corn hole, putt putt, and beer pong! Being part of the PSCA community together to share information and network is part of what makes this event memorable and enjoyable!

7:30 – 8:30 a.m.

Breakfast in the Exhibit Hall

7:30 – 8:20 a.m.

Sponsored Breakfast Workshops

Insider’s Guide to Surviving a DOL Retirement Plan Audit

This session provides the opportunity to hear from a former DOL auditor about the lifecycle of a DOL Retirement Plan Audit and what plan sponsors can do to ensure their plan is ready should the DOL knock on their door.  The session will be broken into 4 parts:

1. Introduction to the DOL, the DOL’s Jurisdiction, and types of Audit Investigations
2. Preparing for a DOL Audit
3. What Happens During a DOL Audit
4. Post Audit Considerations

Frank J. Bitzer, Esq., FACEBC, National Director of ERISA Consulting, Marsh McLennan Agency – Retirement Services and Asset Management

Sponsored by

From Longevity Risk to Longevity Fitness

Longevity literacy—an understanding of how long people tend to live in retirement—is key to retirement preparedness. If you don’t have a realistic understanding of your life expectancy, you are missing a foundational component of your retirement plan: a time horizon.  An engaging discussion on how to think about this theme holistically across financial, physical, mental and social dimensions is planned for this session.

David P. Richardson, Managing Director and Head of Research, TIAA Institute

Sponsored by

8:30 – 9:20 a.m.

Concurrent Workshops

Don’t Put Your Plan at Risk: What Should You Review to Ensure Your Plan is in Compliance?

Are you new at reviewing retirement plans? Or maybe you just want to sleep better at night, knowing your retirement plan complies with legal requirements and regulations.  Learn what to look for — and guard against — as we review the top compliance items and the ones that often get overlooked.

• Receive an annual checklist of items to be reviewed
• Learn issues that may cause problems with the DOL or IRS
• Gain a better understanding of retirement plan testing

Ira Finn, CPSP, PHR, SHRM-CP, Vice President, Compensation and Benefits, Ryan Specialty

Samuel Haines, Senior Fiduciary Consultant, MMA Retirement Services

Maryanne Vuckovich, PHR, SHRM-CP, CPSP^TM, PMB Real Estate Services

Don’t Go Bananas: Ensuring Participants are Prepared for Retirement Saves Your Company Money in the Long-Run 

What is the ROI on ensuring workers can retire at “normal” retirement age? Learn from experts how retirement income programs can help your employees retire successfully, which in turn, reduces labor costs, healthcare costs, and other high turnover expenses.

• The cost(s) of extended retirement dates on the bottom line and employee mobility
• Best practices in determining ROI on planned retirement(s)
• How to communicate to senior management the link between retirement income readiness and decreasing company expense

Dena Brockhouse, Director HR Operations, Kent Corporation

Michelle McGovern, LSSGB, CPSP^TM, Director, Strategic Operations, People & Culture, American College of Surgeons

Matthew Wolniewicz, AIF, AIFA President, Income America

Moderator: Angela Antonelli, Research Professor & Executive Director, Center for Retirement Initiatives, Georgetown University, McCourt School of Public Policy

Connect Your DEI&B Initiatives with Your HSA

Black, Hispanic, and women workers suffer disproportionately from a number of health inequities; these groups also have relatively low contribution rates to HSAs.  How can a company help these workers achieve more equitable health outcomes while using the HSA?

• Hear how a company can utilize the HSA to support employees
• Learn how to get employees to save in advance to cover healthcare issues down the road
• Learn how to promote the HSA as a health management tool in support of DEI&B initiatives

Robert Bañuelos, Senior Managing Director – Head of Sales, HSA Bank

Yvette George, PHR, SHRM-CP, CPSP^TM, Human Resources Director , Henrico County

Laura Stamps, Financial Finesse, Inc.

9:30 – 10:20 a.m.

Concurrent Workshops

Don’t Let Your Competitors Have a Monopoly on Key Employees: How Nonqualified Deferred Compensation Plans Retain Executives

Nonqualified deferred compensation (NQDC) plans can seem complicated and scary. This session will make it easier to understand how a simple nonqualified plan, in addition to your qualified retirement plan, will help your company attract and retain top talent in the C-Suite.

• Learn about the types of deferred comp plans
• Hear pros and cons of deferred comp plans
• Find out how to align a NQDC with your 401(k) plan

Jenelle Graham, QKA, CPSP^TM, Financial Benefits Customer Care Lead, The Boeing Company

Caryn Hildreth, CPSP^TM, Senior Director, Total Rewards, USIC, LLC

Janet O’Connor, SHRM-SCP, CPP, CPSP^TM, SVP, Total Rewards & People Operations, Lockton

Stephanie Ulrich, CPSP^TM, Benefits Accountant, RoyOMartin

Communication is a Game of Chess 

From the queen to the rooks to the knight, your employees represent a range of backgrounds that can limit or enhance their ability to make financial moves. A variety of communication channels must be utilized to ensure they are saving an adequate amount of funds for retirement. This session will focus on the latest communication tips and ideas to help you become a “grandmaster” of retirement plan communications.

• Find what mediums other than email can be used to breakthrough to participants
• Walk away with tips on how to measure effectiveness of communication channels
• Learn what changes to disclosures SECURE 2.0 will introduce

Cynthia Patterson, CEBS, PMP, CPSP^TM, Senior Consultant, Retirement Planning, Atrium Health

Jania Stout, CPFA, Senior Vice President, OneDigital

It’s Not Trivial: The Pursuit of Properly Selecting and Reviewing an Investment Fund Lineup

Lawsuits against plan sponsors continue to be filed for breach of fiduciary duty. Some have recently shifted from a focus on fees to claims about an emphasis on fees, while ignoring performance.  Regardless of the claims, your best defense is to follow a “prudent process” in selecting an investment fund.  Hear directly from your peers on how they developed, maintained, and ensured a prudent process was used in selecting such funds.

• Detail what makes — and how to maintain — a prudent process
• Clarify confusion around current regulations and litigation
• Help you identify who is involved (and should be) in ensuring you have a prudent process in place

David Bleiler, CPSP^TM, Sr. Global Retirement Manager Change Healthcare

Carissa Dunaway, CPSP^TM, Division Director, Plan Administrator, Oak Ridge National Lab

1:00 – 4:00 p.m.

CPSP™Lunch and CPSP™ Exam Prep Course (optional)

It’s not easy being a plan sponsor. You have a lot of responsibility, and the learning curve is steep. Fortunately, you can get the training you need through the CPSP™ program and credential that helps you effectively evaluate, design, implement and manage a comprehensive employer-sponsored retirement plan. Earn the CPSP™ Credential by attending this exam preparation course and sitting for the exam during the conference. The prep course and exam on Saturday are included in your registration fee.

Douglas Fisher, American Retirement Association/Plan Sponsor Council of America

CPSP™ Exam