7:30 – 8:30 a.m.

Breakfast in the Exhibit Hall

10:00 – 10:50 a.m.

Concurrent Workshops

Guess Who Can Help You Promote the Retirement Plan: How to Create Retirement Savings Champions?

Promoting your plan and the importance of saving for retirement shouldn’t stop with HR. You can magnify and amplify those messages by leveraging key influencers within your organization — company leadership and front-line “missionaries” can be savings champions as well! Find out how to get them engaged and bolster your participant engagement!

• Identify ways to train plan advocates about your retirement benefits
• Learn how to create a fact sheet and elevator pitch for leaders
• Determine ways to ascertain the effectiveness of the program

Avoid Boggling HSAs and Government Programs

Medicare, Medicaid, Social Security – all are government social safety net programs designed to aid older or disabled Americans in making ends meet. But how do these programs interact with a Health Savings Account (HSA)? This session will discuss how HSA dollars can impact government programs (and vice versa) and ways to communicate with participants on the best ways to coordinate these programs’ benefits with the HSA’s.

• Gain a better understanding of how government programs interact with HSAs
• Discover what to communicate to your participants about these interactions
• Learn the best strategies for integrating these resources

No more Trouble with Managed Accounts

Managed accounts have gained in popularity as more retirement plan participants look for alternatives beyond the standard investment fund lineup — and with a more refined approach than the standard target-date fund. If you are considering adding a managed account (or already have one) this session will help you understand the basics, along with how to protect the plan and participants (and you) from unnecessary fees or litigation.

• Understand what managed accounts are
• Learn the pros and cons of managed accounts
• Review current litigation

10:50 – 11:20 a.m.

Beverage Break in the Exhibit Hall

11:20 a.m. – 12:10 p.m.

Concurrent Workshops

I don’t have a Clue: Lost, Missing, or Non-Responsive Participants

Plan sponsors continue to struggle to locate lost participants. This session will provide some new ideas on how to chase them down.

• Learn about the Lost & Found Program to be created at the Department of Labor under SECURE 2.0
• Get up to speed on the latest techniques to track down non-responsive participants
• What to do if you are audited by the DOL

The Game of Lifetime Income

Lifetime income (or retirement income) is the latest hot topic in the retirement space. But how can you, as a plan sponsor, evaluate whether you are able (or willing) to add plan designs to help participants ensure they achieve a steady income during retirement?

• Discover the “marketplace” of available product types
• Understand compliance and litigation risks associated with lifetime income
• Get the tools to implement a plan to evaluate potential changes to your plan

Sorry: It’s a ROTH World and I’m just a Pre-Tax Plan

SECURE 2.0 requires that certain catch-up contributions be deferred as ROTH. It also includes an optional provision plan sponsors could adopt that allows the participant to elect employer contributions as ROTH. This session will tackle the ins and outs of implementing ROTH (if you currently do not provide the option) and cover how to communicate the required change to catch-up and the optional provision.

• Learn from peers who have implemented ROTH the ins and outs of adding ROTH to your plan
• Hear best practices in communicating ROTH versus pre-tax deferrals
• Determine what changes must be made to your plan to render it compliant with SECURE 2.0

12:10 – 1:40 p.m.

Lunch in the Exhibit Hall

1:40 – 2:55 p.m.

Concurrent Workshops

Plan Sponsor Roundtables

The plan sponsor roundtables have been held during each PSCA Annual National Conference for many years and are always dynamic and highly regarded sessions. Plan sponsors discuss pressing issues with their peers, with no providers in attendance. This gives them the opportunity for meaningful and enlightening dialogue. The discussions are led by plan sponsors, with an attorney present for any legal issues that may arise. Choose the session that is appropriate to your plan size.

Large Company Roundtable (5,000+ Employees)

Mid-Size Company Roundtable (500-4,999 Employees)

Small Company Roundtable (100-499 Employees)

Extra Small Company Roundtable (1-99 Employees)

3:05 – 3:55 p.m.

Concurrent Workshops

It’s a Battle, Keep your Cyber Policies Seaworthy

Cybersecurity continues to be a challenge for plan sponsors but it’s becoming even more imperative to ensure your plans don’t open the door to cyber thieves. To win this war, plan sponsors and providers need to work together. We’ll show you how to fight for your participants’ financial safety.

• Know how and why you should discuss cyber issues with your services providers
• Understand the latest best practices in protecting your plan and participants against cyber attacks
• Learn about state and local privacy laws that may impact your workforce

How to Sequence Your DEI&B Initiatives and Investment Fund Lineup

As more companies implement DEI&B initiatives at the company level, how do you, as a benefits professional, support this initiative through the retirement plan investment fund lineup? We’ll discuss the do’s and don’ts of investment fund lineups when interacting with company DEI&B initiatives. How can you support these initiatives without compromising your fiduciary duty to plan participants?

• Discover how to align DEI&B initiatives with values-based investments
• Review current regulations
• Understand how to balance value-based investing with performance

Operation Financial Wellness: Simple and Effective Programs for Participants

You have been tasked with providing a high-quality financial wellness program to your employees but have a limited budget. Attend this session and hear from your peers on easy, simple, and effective financial wellness programs and communications that can deliver results.

• Use financial concerns from employees to build an effective program
• Leverage existing provider relationships
• Identify low- or no-cost reward programs or gamification and how to measure ROI

3:55 – 4:25 p.m.

Beverage Break in the Exhibit Hall

6:30 – 8:00 p.m.

PSCA Party on the Lawn

7:30 – 8:30 a.m.

Breakfast in the Exhibit Hall

8:30 – 9:20 a.m.

Concurrent Workshops

Don’t Put Your Plan at Risk: What Should You Review to Ensure Your Plan is in Compliance?

Are you new at reviewing retirement plans? Or maybe you just want to sleep better at night, knowing your retirement plan complies with legal requirements and regulations.  Learn what to look for — and guard against — as we review the top compliance items and the ones that often get overlooked.

• Receive an annual checklist of items to be reviewed
• Learn issues that may cause problems with the DOL or IRS
• Gain a better understanding of retirement plan testing

Don’t go Bananas: Ensuring Participants are Prepared for Retirement Saves Your Company Money in the Long-Run 

What is the ROI on ensuring workers can retire at “normal” retirement age? Learn from experts how retirement income programs can help your employees retire successfully, which in turn, reduces labor costs, healthcare costs, and other high turnover expenses.

• The cost(s) of extended retirement dates on the bottom line and employee mobility
• Best practices in determining ROI on planned retirement(s)
• How to communicate to senior management the link between retirement income readiness and decreasing company expense

Connect your DEI&B Initiatives with your HSA

Black, Hispanic, and women workers suffer disproportionately from a number of health inequities; these groups also have relatively low contribution rates to HSAs.  How can a company help these workers achieve more equitable health outcomes while using the HSA?

• Hear how a company can utilize the HSA to support employees
• Learn how to get employees to save in advance to cover healthcare issues down the road
• Learn how to promote the HSA as a health management tool in support of DEI&B initiatives

9:30 – 10:20 a.m.

Concurrent Workshops

Don’t Let Your Competitors Have a Monopoly on Key Employees: How Nonqualified Deferred Compensation Plans Retain Executives

Nonqualified deferred compensation (NQDC) plans can seem complicated and scary. This session will make it easier to understand how a simple nonqualified plan, in addition to your qualified retirement plan, will help your company attract and retain top talent in the C-Suite.

• Learn about the types of deferred comp plans
• Hear pros and cons of deferred comp plans
• Find out how to align a NQDC with your 401(k) plan

Communication is a Game of Chess 

From the queen to the rooks to the knight, your employees represent a range of backgrounds that can limit or enhance their ability to make financial moves. A variety of communication channels must be utilized to ensure they are saving an adequate amount of funds for retirement. This session will focus on the latest communication tips and ideas to help you become a “grandmaster” of retirement plan communications.

• Find what mediums other than email can be used to breakthrough to participants
• Walk away with tips on how to measure effectiveness of communication channels
• Learn what changes to disclosures SECURE 2.0 will introduce

It’s Not Trivial: The Pursuit of Properly Selecting and Reviewing an Investment Fund Lineup

Lawsuits against plan sponsors continue to be filed for breach of fiduciary duty. Some have recently shifted from a focus on fees to claims about an emphasis on fees, while ignoring performance.  Regardless of the claims, your best defense is to follow a “prudent process” in selecting an investment fund.  Hear directly from your peers on how they developed, maintained, and ensured a prudent process was used in selecting such funds.

• Detail what makes — and how to maintain — a prudent process
• Clarify confusion around current regulations and litigation
• Help you identify who is involved (and should be) in ensuring you have a prudent process in place

1:00 – 4:00 p.m.

CPSP™Lunch and CPSP™ Exam Prep Course (optional)

It’s not easy being a plan sponsor. You have a lot of responsibility, and the learning curve is steep. Fortunately, you can get the training you need through the CPSP™ program and credential that helps you effectively evaluate, design, implement and manage a comprehensive employer-sponsored retirement plan. Earn the CPSP™ Credential by attending this exam preparation course and sitting for the exam during the conference. The prep course and exam on Saturday are included in your registration fee.

Douglas Fisher, American Retirement Association/Plan Sponsor Council of America

CPSP™ Exam